The possibilities of buying a home after bankruptcy are wonderful, but you will have to wait a bit before making it happen. Most lenders will look favorably on your request for mortgage financing if -

Around two years have passed since your discharge. You have reestablished credit and all payments have been made as agreed. You have a proven source of regular income. You have the ability to generate some funds for a down payment from savings, gift or another source that does not impede your debt to income ratio. Once you can meet the above conditions, you should be able to purchase a home.

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