How To Build Credit After Bankruptcy

How do you build back your credit after you file bankruptcy? The short answer: Any way you can. The easiest methods:

• Procure one or two secured credit cards requiring a deposit equal to the credit limit issued (usually $300-400). Charge some small stuff and make minimum payments on time.
• Take $400-500 and get a savings account loan from a bank or credit union. Make all required payments on time.
• Get an auto loan, possibly directly from a dealer who wants to sell cars, and ensure that the lender reports to the credit bureaus. Make all payments on time.