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February 22, 2008, Newsletter Issue #52: Bankruptcy Records On Credit Files
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Tip of the Week
Bankruptcy records are reported for 10 years on a person’s credit file. Bankruptcy information will be highlighted usually in a special area. Pertinent data will be summarized in the public records section of a credit report, which will also show outstanding or satisfied tax liens, mechanics liens, child support delinquencies, judgments, or other public record issues. In addition to the filing date, your file will show your assets and liabilities, the value of the exemptions you took, whether it was a personal or business-related bankruptcy, and if it was a joint or individual filing. There is currently no provision for the 10 year recording period to be waived.
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