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December 12, 2008, Newsletter Issue #94: Stop Creditor Harassment
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Tip of the Week
Constant harassment from creditors and collection agencies can take a severe psychological toll on many people. Filing a petition in bankruptcy court creates an immediate “automatic stay”, which prohibits creditors from continuing current collection activity or initiating any new actions. One of the prime benefits of bankruptcy is the protection you will get from your creditors. Regardless of whether you choose Chapter 7 or Chapter 13, creditor calls and letters must cease right away.
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