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November 7, 2008, Newsletter Issue #89: Benefits of Bankruptcy
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Tip of the Week
Declaring bankruptcy should never be considered a cure for all financial ills. It is a potential course of action that might prove to be beneficial when a person or company becomes enmeshed in a high debt situation combined with an inability to pay these debts. Should you declare bankruptcy, you will be given a fresh start, in a financial sense, but there are consequences. The report of the bankruptcy will stay on your credit file for up to ten years. Your bankruptcy is a public record and not protected by privacy laws. Should similar problems reoccur, you will be prohibited from seeking bankruptcy protection until eight years have passed since your prior discharge.
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