When you face repossession of your auto or other personal property on which creditors have a valid lien, filing bankruptcy will temporarily cease repossession activities. Should your property have already been repossessed, you could get it back, if you file immediately. Filing a Chapter 13 bankruptcy should allow you to keep your auto or property. A Chapter 7 filing will protect your property for a while but, depending on state statutes, you may be forced to turn it over to the trustee for liquidation.
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William Pirraglia |